What we Offer

Whole Life Insurance

Sometimes referred to as "straight life" or "ordinary life", a whole life insurance policy is one that is guaranteed to remain in force for the insured's entire lifetime as long as premiums are paid. As the name entails a Whole Life policy lasts the entire life of the ensured and never disappears until the policy's maturity date. Premiums are guarantee to be level for the life of your policy, from the moment you sign up to the end of the policy's life. Once your policy matures the face amount of the policy will available to the policy owner and this is usually around the tim that the insured turns the age of 100. If the insured does not make it to the maturity date of the policy then the beneiciaries shall received the face amount of the policy in whichever way they choose.

Benefits of Whole life

  • Guaranteed Death Benefit Your beneficiaries will receive a fixed payot upon your death, regardless of when you pass away Fixed Premiums Your premiums will remain the same throughout your policy which will make it easier to fit it into your budget Tax-deferred cash value A portion of your premiums grows tax-deferred over time, this allows it to have the potential to grow faster than other investments Cash Value Withdrawals You can withdraw some of the cash value during your lifetime to use for a down payment, supplement your retirement, or pay for other expenses Estate Planning Can be valuable for estate planning because the income tax-free assests you leave to your heirs are easier to access than other assets

One policy to last a lifetime!

Ensuring the financial security of your loved ones at every stage of life is a crucial aspect that we all agree upon. At CTRInsurance, we understand the importance of this decision and aim to make it as easy and hassle-free as possible for you. Our whole life insurance policy offers lifelong coverage, providing a guaranteed death benefit to your beneficiaries, regardless of when you pass away. We know how much your future matters to you, and we make it our priority to provide you with the necessary resources and guidance to secure it. We're here to support you and help you make the right decision for yourself and your loved ones. By choosing CTRInsurance, you can have peace of mind knowing that your family will be protected even after you're gone. Make the smart choice today and choose CTRInsurance to help you get started with a life insurance policy. Don't wait any longer to secure your family's financial future. Contact us now to get signed up and have the peace of mind that you and your loved ones deserve. Click the button below to schedule an appointment today!
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PO Box 24331 Dayton, Ohio 45424
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